Hello, I do not know how you are, but here in Chile, insurance only covers accidents on a established price not for small things, you want the guy, you are making you pay all the bumper so that the insurance pays it, the cement layer is the lacquer of the original paint of the mas. And the patch is not noticed, your car does not happen to it because the mazdas defenses are carvone fiber and yours is of a harder material is like grateful a glass with a diamond, usually the complete cloth is painted, that is, the piece not only the rallon that does not do it no one and less in a mazda, the value of painting a defense of those aca in Chile is around 45,000 thousand pesos. Transform that amount and get an idea. But as I tell you, how much is the value in your country. If I can help you in a way or something else, do not hesitate to ask greetings and abrasses.